Build Your Dream

FIRST GRADE FINANCE, INC

These loans are designed to help OFWs and their families with various financial needs, such as starting a business, financing education, or managing other expenses.

Loan Calculator

Enterprise Financial

30-Day Rate Trend

Principal Amount

PHP
76,266.18 AUD

Loan Terms

36 MONTHS

Principal/Mo

PHP 88,611.11

Interest

PHP 6,380.00

Total Monthly

PHP 94,991.11

Choose the currency then fill up the amount that you want apply and then just click the monthly that you want repayment 

Currency Converter

Check FIRST GRADE FINANCE, INC’s live currency exchange rates for free. Convert all major global currencies with the girns currency converter. Transfer money internationally across 100+ currencies with no hidden fees. Receive funds securely using convenient delivery options.

Currency Converter

Converted Amount
--- USD
1 PHP = ... USD Updating...
Build Your Dream With

FIRST GRADE FINANCE, INC

FIRST GRADE FINANCE, INC. has been consistently operational since its founding on July 25, 2007, providing essential financial services through both Local Lending and specialized Overseas Filipino Worker (OFW) Lending, thereby demonstrating a lasting commitment to supporting the diverse financial needs of the community and those working abroad.

 
Image 2026 02 26 09 19 24 Copy
Image 2026 02 26 10 19 06 Copy

FIRST GRADE FINANCE, INC

At FIRST GRADE FINANCE, INC. we empower Overseas Filipino Workers (OFWs) worldwide with fast, flexible, and affordable financial solutions. Our mission is to support your goals and secure your future with accessible, tailored loan options.

We offer competitive interest rates, flexible repayment terms, and loan amounts from 200,000 PHP to 5,000,000 PHP, with a low 0.2% rate. Applications are approved within 12–24 hours, and our team is available daily from 10:00 AM to 10:00 PM (Philippines local time) for assistance.

 
Photo 2026 02 26 11 53 51

Caroline Macatangay Virata

  •   Loan Assistant
    As a loan assistant, [Caroline Macatangay Virata] is the definition of a hard worker, their commitment to accuracy and efficiency makes them, without question, the best in the business when it comes to navigating complex mortgage files.
Photo 2026 02 14 20 58 29

Sheryl A. Alejo

  • Receptionist

“[Sheryl A. Alejo] is a cornerstone of the front office, consistently demonstrating an extraordinary commitment to their role. Their ability to manage complex scheduling while providing the highest level of service is a standard for excellence.”

 

Photo 2026 02 14 20 58 50 797x1024

Ruby A. Alvarez

  • Receptionist

“As the first point of contact for our firm, [Ruby A. Alvarez] is the definition of a hard worker; their top-tier organizational skills and proactive approach make them the best in AND apply loan with our company, Fast loan, Low interest rate and Safe 100% “